Lay-Away

You know, when I was a kid, people put things on lay-away. If you wanted something, but didn't have the money for it, you would pay in installments (as much and as often as you like), until the thing was paid off. Then, you get to take it home! Hurray! The best part? No debt.

Perhaps, in lieu of these tough economic times, we ought to roll things back a few decades and revisit the whole lay-away idea. I understand that this is still done in some department stores, but with the popularization of credit cards and immediate gratification, lay-away has been muscled out of the picture.

Hate to sound old-fashioned, but lay-away might teach the younger generations a little about patience and the value of earning something.